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Medicare Learning Center

Medicare can feel complicated. These plain-language guides explain how Medicare works, when to sign up and how to compare your options. Each guide is updated with the 2026 figures published by the Centers for Medicare & Medicaid Services (CMS).

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Compare your coverage options

Costs and coverage comparisons

Enrollment, penalties and work

Texas and San Antonio

Help with costs

Look up a term

Not sure what a deductible, formulary or IRMAA is? See the Medicare Glossary.

2026 Medicare numbers at a glance

  • Standard Part B premium: $202.90 per month
  • Part B deductible: $283 per year
  • Part A hospital deductible: $1,736 per benefit period
  • Part D out-of-pocket cap: $2,100 per year for covered drugs
  • Highest Part D deductible a plan can have: $615

Talk with a licensed agent

Questions about your Medicare options? Call 1-844-438-6284 (TTY 711) or request a free, no-obligation quote. We do not offer every plan available in your area.

Sources for 2026 figures: CMS 2026 Medicare Parts A & B Premiums and Deductibles; Medicare.gov: Medicare costs; Medicare.gov: Part D costs. For information on all of your options, contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048).

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